Have you heard of the Envelopes Full of Cash budgeting technique wherein you withdraw cash and only are able to spend that money? I started budgeting a few months ago and overall the project has been kind of hit or miss. It is challenging to keep track of how much I've spent while I'm out and about, then I cringe as I'm adding up the totals later. Or, I forget how much I've allotted to each category. Really, it feels more like I'm tracking my spending instead of living on a budget. While I was in Minnesota, I was lucky enough to find some forgotten Christmas money in one of my drawers. I decided to use this as my primary spending money while meeting up with friends, going out to eat, and catching up over drinks -- and I loved using cash again! I loved being able to look in my wallet and to quickly see how much money I had left to spend.
